[MUSLCAH]

You mean to tell me there ain't a descent shop within a 30 mile radius of you ,for repairs ? It's a Pontiac...not a Porsche... And I have a Pontiac.....lol

[The Champ]

David

As I mentioned earlier - Hagerty will pay for temporary repairs to make the car driveable.

With your adjusters approval, drive it with the 10 year old spare (1 time) and have a body shop carefully manipulate the fender so your regular tire won't rub.

[David Jones]

Andrews Paint and Body.
I am now waiting on Hagerty's estimate.

[MUSLCAH]

Just make sure the shop of your choice gets an agreed estimate of repairs with the Haggerty appraiser......you don't want any out of pocket expenses on your behalf. An estimate is just that....one guys guess at how long it should take vs the actual guy /body man that is making the repairs. And make sure there is room for a supplement (hidden damage not found on the initial inspection). I've been arguing with appraisers for 40 years. Some are ok....and you think the other appraisers are paying the claim out of their pocket. Those guys are shown the front door.....or I refuse to do the work. I have Haggerty too.....so I have some skin in your outcome.....Best of luck.

[1beautifuldaughter]

Sorry for you and the car, Its a real Jungle out there. I often tell my wife the insurance company should be sending me checks each month for all the accidents I avoid. Hagerty is a Class Act. Years with them, I had one small claim and they seemed more concerned about the car getting fixed fast and proper than I was.

[vidguy]

I hope it goes well for you.
Be patient. I posted here a few years back when my Formula was hit. The whole ordeal was painful and took months. It was his insurance.

I had to find the Quarter panel as it couldn't be saved. The shop just didn't or wouldn't devote the time to looking for a good used panel.. I had heard terrible things about the reproductions and did not want to use one..In the end it worked out ...ok... All the best to you.

[Bill Eveland]

not as bad as my 68, still have it though after all these years

[David Jones]

Originally Posted by Bill Eveland

not as bad as my 68, still have it though after all these years

I believe you win Bill!

[AdamIsAdam]

Originally Posted by David Jones

I believe you win Bill!

Bill win, but his neighbors are the losers here! LOL Unless they like old american iron "artwork."

[Drew W]

David,

Sure am sorry. How do you go about finding someone who cares enough to fix it like you would. Bummed out.🤔

[MDGOAT69]

Sorry about your car, interesting to see your experience with Hagerty though, hope the repairs come out to your satisfaction!

[David Jones]

I received the Hagerty estimate this morning.

$3607.09

They list $71.90 in parts. That's for 2 hinges. They don't show a rear wheel well molding, which was destroyed.
They list $720 for paint and materials.
They list $79.19 for tax on parts and materials.
They list 33 hours @ $48 hr for sheet metal repair/replace. $1584.00
They list 24 hours @ $48 hr for sheet metal refinishing. $1152.00
If the rain holds off I'll run it over and see what the body shop says. In a phone call to the body shop this morning Tommy noted that "we'll see how bad the estimate is".....

[David Jones]

The body shop guys chuckled. Right off the bat the labor rate ($48) is way off. They don't feel the rear quarter is saveable and that its bent up under the vinyl top. If that's the case it'll need a new vinyl top. They feel the door needs a skin. They say blending the paint will require covering way more car than the estimate allows. The shop is going to work something up and get with the local adjuster next week.

Having fun now......

[geeteeohguy]

Hmmmmm........it doesn't look that bad to me, from the photos. Looks like all the damage is at or below the body line, not into the C pillar of the roof. $48 an hour? Out where I am, it's $100-$120 per hour for this type of work. I agree that blending the Verdoro will be a challenge.....the whole car may need painting. Keep in mind, you need the car in 'pre-accident condition', period. You didn't do anything wrong here, so you don't have to settle for a sub-par job. It's the insurance company's duty to fix it right, and IME, insurance companies are all about saving as much money as they can. Don't let them cut corners on you. Good luck.

[lfdsteve]

Sheesh. hit a deer in my 2002 Tahoe This fall 295000 ish miles. Took out grill, headlight, small dent in hood and front quarter. $3800 and change for 2 pieces of plastic and a little bump work, no panels, and a front end respray to blend dents. . This was on a 14 yr old piece of crap. From State Farm
Seems like a lowball. Would have never expected it from Hagarty.
Watching with concern. Keep on em!

[400 4spd.]

Originally Posted by David Jones

The body shop guys chuckled. Right off the bat the labor rate ($48) is way off. They don't feel the rear quarter is saveable and that its bent up under the vinyl top. If that's the case it'll need a new vinyl top. They feel the door needs a skin. They say blending the paint will require covering way more car than the estimate allows. The shop is going to work something up and get with the local adjuster next week.

Having fun now......

See post #6.

[MUSLCAH]

Originally Posted by David Jones

The body shop guys chuckled. Right off the bat the labor rate ($48) is way off. They don't feel the rear quarter is saveable and that its bent up under the vinyl top. If that's the case it'll need a new vinyl top. They feel the door needs a skin. They say blending the paint will require covering way more car than the estimate allows. The shop is going to work something up and get with the local adjuster next week.

Having fun now......

Saw that coming. The going labor rate up here is 46-50.00 for insurance work. What is the shop trying to get per hour ? If you decide to get it repaired at that shop ...you might have to cough up the labor difference cost. The shop should be able to get your car what it needs...with some back and forth with the Appraiser. Some shops don't deal with insurance companies...it's their rate or go some where else.

[400 4spd.]

I saw this scenario coming on December 10. Been through it several times and in the end I always got paid what the bill was. I've done repair claims for classic insurers ranging from $3500 to $54,000. Did I make buddies with the insurance people? Probably not. Did I do quality repairs and have satisfied customers? Yes.
Guys, do not assume that Hagerty or the other classic insurers have full time damage appraisers on staff to travel the world and will look at your car. Do not expect the representative who looks at your car to have knowledge of classic cars. Often they do not have a clue about parts sources. They are employed by independent appraisal companies, who in turn contract with the big names to take pictures and throw together an estimate. They are not "car guys". They file the estimate with a supervisor, who in turn sends it to Hagerty. During that process, the numbers will likely be trimmed before Hagerty gets it.
There really is so much about this process that most guys are not aware of. David's is the classic example of how it can go once the wheels start turning.

The burden for a correct repair lies with the shop it goes to, and Hagerty WILL pay for correct repairs, and at a higher rate than collision rate.

I could go much deeper, but I think that's enough. Again, wishing good luck to you David.

[400 4spd.]

One more bit of trivia that I should mention regarding appraisers and adjusters.
There are differences. An appraiser only documents the damage or loss, and the condition of the vehicle. He/she may or may not write the estimate that you get. That person may be paid a flat fee per claim. Period. They are not paid to care or spend endless hours locating parts for you. Often they want the shop to do the leg work so they can submit the information to higher-ups. They do not negotiate with the insured or issue checks. Sadly, this the person who often physically represents the company that you pay money to.
An adjuster has the authority to negotiate and financially settle the claim. That's who the shop ultimately relies on for approval. That's the P.C. way that they want to operate. How it goes after this is what separates the winners and losers.

[The Champ]

Let the body shop work with Hagerty on the errors on the estimate. I'm sure that this will be resolved to your satisfaction.