Credit reporting is for accounts over 30 days late, you are likely OK. I would call and ask for second level supervisor at Verizon, they will probably waive fees after explaining. I love the USPS and have had no issues in years, except a year ago I couldn't find a new gas bill. I have no idea if I lost or they did. I do monthly budget, and know bill due dates, so in that case I called, they emailed me a bill and on time.
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72 Bird
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