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Forum: THE LOBBY 09-08-2021, 09:29 AM
Replies: 136
Views: 24,512
Posted By padgett
Been using a credit union for years (it has...

Been using a credit union for years (it has changed more than I have). Have a 3% mortgage as a hedge, hear people are getting 2.5% recently. Also have a low interest line of credit that just keep...
Forum: THE LOBBY 09-06-2021, 05:14 PM
Replies: 136
Views: 24,512
Posted By padgett
Have a hedge against inflation, is called a 3%...

Have a hedge against inflation, is called a 3% fixed mortgage. Heard of people recently getting even better rates.

Prices in O'town seem to be flattening. May be because northeners are discovering...
Forum: THE LOBBY 06-27-2021, 10:39 AM
Replies: 136
Views: 24,512
Posted By padgett
You will know the boom is over when they start...

You will know the boom is over when they start blaming people.
Forum: THE LOBBY 06-24-2021, 07:48 PM
Replies: 136
Views: 24,512
Posted By padgett
Has happened many times in the past, every thing...

Has happened many times in the past, every thing ramps up until it doesn't.

Have been over forty major busts just in the us. Anyone remember "not worth a continental" ? Or the antics of Fisk and...
Forum: THE LOBBY 06-24-2021, 12:45 PM
Replies: 136
Views: 24,512
Posted By padgett
That's their COST and not their PRICE.

That's their COST and not their PRICE.
Forum: THE LOBBY 06-20-2021, 12:27 PM
Replies: 136
Views: 24,512
Posted By padgett
Agree it is best to get lots while you are young.

Agree it is best to get lots while you are young.
Forum: THE LOBBY 06-20-2021, 11:46 AM
Replies: 136
Views: 24,512
Posted By padgett
"Where in Florida are you?" - in my .sig, been...

"Where in Florida are you?" - in my .sig, been here for 35 years & got here by moving north.

(Hi Don) I'd look to the central Florida highlands,. Many fresh water lakes if that is your thang.
...
Forum: THE LOBBY 06-19-2021, 03:29 PM
Replies: 136
Views: 24,512
Posted By padgett
"Pay off all debt, your home if possible" I...

"Pay off all debt, your home if possible"

I disagree. a 2-3% fixed mortgage is a great hedge against inflation.
Forum: THE LOBBY 06-19-2021, 01:52 PM
Replies: 136
Views: 24,512
Posted By padgett
History tends to repeat particularly here. See...

History tends to repeat particularly here. See the first Florida land boom. Bubble burst in 1925.
Forum: THE LOBBY 06-18-2021, 10:36 PM
Replies: 136
Views: 24,512
Posted By padgett
Exactly, just an interesting blip since have no...

Exactly, just an interesting blip since have no desire to sell. Then family wanted sidewalks and good schools. I just wanted room to work. Now have empty nest but 2,000 sq ft of house (room for cats...
Forum: THE LOBBY 06-18-2021, 08:42 PM
Replies: 136
Views: 24,512
Posted By padgett
Florida is same. Zillow has my house at 4X what I...

Florida is same. Zillow has my house at 4X what I paid and don't think it knows about the garages.
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